How I became homeless and unbanked in Amsterdam and then became Bitcoin millionaire

Homeless Mokum
5 min readJan 14, 2022

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Yes, I am homeless. Unhoused. I am not alone.

In the Netherlands there are 38.000 homeless, growing daily. It can happen to anyone. One day you’ll have a job, a relationship and a bed and before you know it you’re sleeping on coaches, walking the streets ending up on benches or worse.

I have been unhoused since 2019. I came to Amsterdam ten years ago as an au pair. When the family moved, I found myself without a job.

I was stuck in a bad relationship with big money debts. Then I had no money to pay for a room, nor a working bank account, only debt. When I worked all the money automatically disappeared in my debts.

I ended up on the street.

Every day I called friends to ask if I could sleep with them. That was very tiring and shameful. Then I would spend a few nights at a friend’s house, then I would spend a few nights in an attic with an acquaintance.

When you are young and on the street, it is very intense. You are completely on your own. Surviving every moment of the day is hard. I had a lot of fear attacks and could not plan a future.

Always worrying. Getting some money, finding a shelter, a place to eat, something to eat, electricity and free Wi-Fi.

For help there is a waiting list at Dutch organisations. They could not help me, because I was too old or too young. Not stable enough, or not mentally ill enough. Not homeless enough but economic homeless. Help with my debt was impossible. I was always placed on endless lists.

I was desperate. I want nothing more than to have a roof over my head again. I found it impossible to get my life back in order.

Bitcoin discovered me

A safe place for me was the airport. Before Corona it was a place where I could disappear.

If you see me you can not see my problems. Even my trolley with all my possessions is not out of place. It was easy to ask for change, find food, restrooms and rest.

My Bitcoin Lightning moment was by luck.

I was gaming on my phone, and started talking to a girl next to me also gaming. I asked her for some change. She said she was sorry but did not have any cash. She asked if I heard about Bitcoin and Lightning.

She showed me how to download a Blue lightning wallet on my phone and send me 10 satoshi, the smallest bit of Bitcoin. She also showed me this Sarutobi game she played to earn satoshis.

Now I am forever grateful to her for showing the way. But at that time I even thought she was trying to scam me. Bitcoin is considered a scam in the Netherlands because it says so in the papers.

She told me to learn more about Lightning, it could help me.

I did not believe her. I thanked her, deleted the game but kept the wallet. I do not know why. I think maybe because deep down I understood that the satoshis in the wallet were something.

Bitcoin changes my life

Corona happened even more.

I spent days at the public library, I remembered the girl and the wallet. On Twitter I found people talking about this Lightning. There were people sending Lightning QR invoices to each other with satoshis.

I started with making lightning invoices, going to lightning faucets and reading more on Bitcoin. I got more sats from Bitcoin people online, they were giving them away.

At the end of the day I had 8100 sats: almost 3 euros.

I could not believe it. Money without banks, no Tikkies, no cash.

In the Netherlands this is not even enough to buy coffee or toiletpaper but for me it was a lot. It was magical.

Then I tweeted:

This caused a storm of reactions.

Bitcoin people started donating more sats. I started finding sats online. Doing little online jobs, walking for sats and gaming.

Somebody helped me to set up with my own tippin.me page. I got so much help online.

I was so thankful. It was unbelievable, so much kindness.

Before I knew it I was staring at my phone till the battery was empty. Seeing people from all over the world sending me sats. Helping me with more information about Bitcoin. I learned more about Bitcoin.

I am practically unbanked in the Netherlands with only debt to my name and suddenly I was my own bank and saving money. It gave me more than hope, I saw a future for myself with satoshi.

This was so important to me. It gave me a feeling of security and even sometimes self-confidence. Powerful feelings.

Suddenly I was somebody, people saw me and helped me more than any civil servant. In 76 days I reached a crazy moment: I had 1 million satoshi in my lightning wallet. It is one of the most important moments in my life.

I am still unhoused and have a lot of problems but I have found hope, a sense of belonging to something better and a way of saving money for my future, seeing a way out.

I still do not understand it fully. I am still learning but Bitcoin and Lightning change my life on a daily basis.

Homeless Mokum

I am homeless in Amsterdam. I am rebuilding my life with Lightning and Bitcoin. If you want please donate some sats:

Tippin

https://medium.com/@homelessmokum

https://stacker.news/HomelessMokum

https://medium.com/@homelessmokum

homelessmokum.medium.com

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Homeless Mokum
Homeless Mokum

Written by Homeless Mokum

Homeless in Amsterdam 🔸Unbanked in First World 🔸Rebuilding life with ⚡️HomelessMokum@zbd.gg ⚡️http://tippin.me/@HomelessMokum

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